Hope everyone has a great weekend! Be safe out there.
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ACA replacement breakdown per NYTimes:
-Individual Mandate replaced with 30 percent surcharge on premiums if uninsured for more than 63 days
-Employer Mandate removed
-Out-of-pocket subsidies to be repealed in 2020
-Taxes on high incomes, prescription drugs, medical devices to be rolled back
-Medicaid expansion won’t change unless you only become eligible after 2020. States may impose work requirements for Medicaid recipients.
-Pre-existing conditions can charge higher prices for those who had a 63-day lapse in coverage. $8 billion set aside to help offset costs for people with pre-existing conditions
-Essential health benefits are now mandated on a per-state basis instead of federal
-Older Americans can be charged up to five times (up from three) more than younger Americans, but states have the option to increase cap further
-Premium subsidies now according to age, not income and location
-Health spending accounts maximum increase
-Dependents under age 26 still covered (no change)
-Prohibitions on annual and lifetime limits remain in effect (no change)
No longer will people be forced to purchase insurance if they don’t want it, and pre-existing conditions can still get coverage (at a higher cost since they’re a higher risk of filing a claim), with assistance from fed to offset the higher cost.
Nowhere do I see anything about people losing their current coverage.
Ironically, this is much more likely to fall under “if you like your coverage you can keep your coverage” and “if you like your doctor you can keep your doctor”.
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Just received the Freedom Ordnance FX9 from ClassicFirearms.com. Haven’t shot it yet but initial impressions are good. The true test will take place over a few range sessions coming up. Stay tuned!
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Something to think about…..
There are many reasons why so many love their Kindle and Amazon Fire tablets. One huge advantage is you could literally go years without every buying a book to read as there are tons of free eBooks available. Don’t have a Kindle or Fire? No problem. There are apps that can be installed on most any cell phone or computer for free. No excuses!
Today’s Freebies
NOTE: If you see a free preparedness eBook that you’re interested in get it now. Prices change often and there is no way to tell how long the book will remain free. Before purchasing a free Kindle book on Amazon make certain the book is still free by making sure the price is $0.00. If it lists a price or says “read for free” or has a price for prime members the book is not free anymore.